ABOUT US

As payment pioneers, we’re driving more business action, in and out of Australia.

The way money moves today has transformed business. Faster payments speeds up opportunity by enabling faster decision-making. Locking in opportunity in minutes, not days. The faster money moves, the more business can happen in and out of Australia.

This is where we play, at the bleeding edge of business enablement through payments. With a complete payment solution, from foreign exchange to digital payment solutions, we provide companies with reliable and compliant technologies to scale at speed.

That’s payments in Action.

Abstract long exposure light trails in an urban setting, representing Flash Payments' dynamic history in business payments.

OUR HISTORY

We’re Flash Payments, levelling the business playing field through payments.

From day one, we've focused on levelling the business playing field through faster payments. This has empowered our customers' success and fuelled our growth. We were the first in Australia to trailblaze with RippleNet, giving access to faster, real time foreign exchange transfers for all. Since then, we’ve built a critical payments infrastructure to drive more business action through faster payments in and out of Australia. Now, our all-in-one payments platform does it all, and makes launching local payments services, and collecting, moving, and managing money in Australia, so much easier and safer.

Businessman smiling at laptop in office, representing easy international transfers to 30+ countries with great rates.

OUR INNOVATIVE MISSION

We’re turning innovation into action.

Progress is not a one-time event - but a marathon. That’s why we’ve made it our mission to continue shaping the future of predictive, automated payments in Australia.

As we progress at the speed of business, we continue to leverage our first mover advantage by harnessing the power of AI-assisted compliance and machine learning to automate the end-to-end payment process.

That means you get more freedom to do business overseas, just like you do here. Only faster and more transparently.

Payments in Action

We’re opening the Australian market to the world through high volume, high velocity payments. Isn’t it time you joined us? We are Flash Payments. Payments in Action.

Our Team

Headquartered and owned in Australia, our management team has a combined 50+ years of banking and financial services experience, with particular focus on technology solutions within this field.

Photo of Nicolas Steiger, COO of Flash Payments, with extensive experience in financial markets and international banking. Photo of Nicolas Steiger, COO of Flash Payments, with extensive experience in financial markets and international banking.

Nicolas Steiger

Photo of Andrew Porter, Chief Commercial Officer of Flash Payments, with extensive experience in financial services sector and international payments. Photo of Andrew Porter, Chief Commercial Officer of Flash Payments, with extensive experience in financial services sector and international payments.

Andrew Porter

Photo of Vasyl Boroviak, CTO at Flash Payments, a skilled software engineer with a background in theoretical physics and expertise in scaling startups. Photo of Vasyl Boroviak, CTO at Flash Payments, a skilled software engineer with a background in theoretical physics and expertise in scaling startups.

Vasyl Boroviak

Photo of Kleio Douka Photo of Kleio Douka

Kleio Douka

Photo of Stuart Crooks, Head of Business Development UK/Europe, with 20+ years in financial markets. Photo of Stuart Crooks, Head of Business Development UK/Europe, with 20+ years in financial markets.

Stuart Crooks

Photo of Paul Basson, CRO, with 20+ years in operational, compliance, risk, and governance roles. Photo of Paul Basson, CRO, with 20+ years in operational, compliance, risk, and governance roles.

Paul Basson

Photo of Shanthi Chary, CRO at Flash Payments, experienced in risk, compliance, and AML, driving growth and regulatory adherence. Photo of Shanthi Chary, CRO at Flash Payments, experienced in risk, compliance, and AML, driving growth and regulatory adherence.

Shanthi Chary

Photo of Kevin Gallehawk, Head of Business Development at Flash Payments, with 25 years in banking and financial markets. Photo of Kevin Gallehawk, Head of Business Development at Flash Payments, with 25 years in banking and financial markets.

Kevin Gallehawk

Photo of Emily Longland, Business Development (Europe) at Flash Payments, experienced in global finance and expanding European partnerships. Photo of Emily Longland, Business Development (Europe) at Flash Payments, experienced in global finance and expanding European partnerships.

Emily Longland

Photo of Mansi Desai, Operations Manager at Flash Payments, with 12+ years in finance, experienced in compliance and treasury operations. Photo of Mansi Desai, Operations Manager at Flash Payments, with 12+ years in finance, experienced in compliance and treasury operations.

Mansi Desai

Photo of Anna Jones, Onboarding and Implementation Manager at Flash Payments Photo of Anna Jones, Onboarding and Implementation Manager at Flash Payments

Anna Jones

Photo of Pavlo Dovgay, Technical Product Manager at Flash Payments, with over 20 years in IT and expertise in product management. Photo of Pavlo Dovgay, Technical Product Manager at Flash Payments, with over 20 years in IT and expertise in product management.

Pavlo Dovgay

Photo of Vadym Kurachevskyi, Software Architect at Flash Payments, with 17+ years in software engineering and a passion for technology's societal impact. Photo of Vadym Kurachevskyi, Software Architect at Flash Payments, with 17+ years in software engineering and a passion for technology's societal impact.

Vadym Kurachevskyi

Photo of Nicolas Steiger, COO of Flash Payments, with extensive experience in financial markets and international banking. Photo of Nicolas Steiger, COO of Flash Payments, with extensive experience in financial markets and international banking.

Nicolas Steiger

Photo of Andrew Porter, Chief Commercial Officer of Flash Payments, with extensive experience in financial services sector and international payments. Photo of Andrew Porter, Chief Commercial Officer of Flash Payments, with extensive experience in financial services sector and international payments.

Andrew Porter

Photo of Vasyl Boroviak, CTO at Flash Payments, a skilled software engineer with a background in theoretical physics and expertise in scaling startups. Photo of Vasyl Boroviak, CTO at Flash Payments, a skilled software engineer with a background in theoretical physics and expertise in scaling startups.

Vasyl Boroviak

Photo of Kleio Douka Photo of Kleio Douka

Kleio Douka

Photo of Stuart Crooks, Head of Business Development UK/Europe, with 20+ years in financial markets. Photo of Stuart Crooks, Head of Business Development UK/Europe, with 20+ years in financial markets.

Stuart Crooks

Photo of Paul Basson, CRO, with 20+ years in operational, compliance, risk, and governance roles. Photo of Paul Basson, CRO, with 20+ years in operational, compliance, risk, and governance roles.

Paul Basson

Photo of Shanthi Chary, CRO at Flash Payments, experienced in risk, compliance, and AML, driving growth and regulatory adherence. Photo of Shanthi Chary, CRO at Flash Payments, experienced in risk, compliance, and AML, driving growth and regulatory adherence.

Shanthi Chary

Photo of Kevin Gallehawk, Head of Business Development at Flash Payments, with 25 years in banking and financial markets. Photo of Kevin Gallehawk, Head of Business Development at Flash Payments, with 25 years in banking and financial markets.

Kevin Gallehawk

Photo of Emily Longland, Business Development (Europe) at Flash Payments, experienced in global finance and expanding European partnerships. Photo of Emily Longland, Business Development (Europe) at Flash Payments, experienced in global finance and expanding European partnerships.

Emily Longland

Photo of Mansi Desai, Operations Manager at Flash Payments, with 12+ years in finance, experienced in compliance and treasury operations. Photo of Mansi Desai, Operations Manager at Flash Payments, with 12+ years in finance, experienced in compliance and treasury operations.

Mansi Desai

Photo of Anna Jones, Onboarding and Implementation Manager at Flash Payments Photo of Anna Jones, Onboarding and Implementation Manager at Flash Payments

Anna Jones

Photo of Pavlo Dovgay, Technical Product Manager at Flash Payments, with over 20 years in IT and expertise in product management. Photo of Pavlo Dovgay, Technical Product Manager at Flash Payments, with over 20 years in IT and expertise in product management.

Pavlo Dovgay

Photo of Vadym Kurachevskyi, Software Architect at Flash Payments, with 17+ years in software engineering and a passion for technology's societal impact. Photo of Vadym Kurachevskyi, Software Architect at Flash Payments, with 17+ years in software engineering and a passion for technology's societal impact.

Vadym Kurachevskyi

Advisory Board

Flash Payments have assembled a group of highly experienced individuals to provide advice to our board and executive. They have been sought for their specific knowledge and background in areas central to the ongoing success of our business.

Photo of Astrid Raetze Photo of Astrid Raetze

Astrid Raetze

Photo of Michael Phillipou, Advisor at Flash Payments, with 20+ years in banking, fintech, and leadership roles at top organisations. Photo of Michael Phillipou, Advisor at Flash Payments, with 20+ years in banking, fintech, and leadership roles at top organisations.

Michael Phillipou

Photo of Dilip Rao, Advisor at Flash Payments, with 40 years in banking tech and payment systems, formerly with Ripple Labs. Photo of Dilip Rao, Advisor at Flash Payments, with 40 years in banking tech and payment systems, formerly with Ripple Labs.

Dilip Rao

Photo of Rob Lederer, Advisor at Flash Payments, an experienced angel investor with a diverse portfolio in start-ups across various sectors. Photo of Rob Lederer, Advisor at Flash Payments, an experienced angel investor with a diverse portfolio in start-ups across various sectors.

Rob Lederer

Photo of Astrid Raetze Photo of Astrid Raetze

Astrid Raetze

Photo of Michael Phillipou, Advisor at Flash Payments, with 20+ years in banking, fintech, and leadership roles at top organisations. Photo of Michael Phillipou, Advisor at Flash Payments, with 20+ years in banking, fintech, and leadership roles at top organisations.

Michael Phillipou

Photo of Dilip Rao, Advisor at Flash Payments, with 40 years in banking tech and payment systems, formerly with Ripple Labs. Photo of Dilip Rao, Advisor at Flash Payments, with 40 years in banking tech and payment systems, formerly with Ripple Labs.

Dilip Rao

Photo of Rob Lederer, Advisor at Flash Payments, an experienced angel investor with a diverse portfolio in start-ups across various sectors. Photo of Rob Lederer, Advisor at Flash Payments, an experienced angel investor with a diverse portfolio in start-ups across various sectors.

Rob Lederer

Frequently Asked Questions About Flash Payments

Flash Payments is a leading Australian FinTech company founded in 2015, specialising in secure and efficient international money transfers for businesses (B2B) and enterprises (B2E). We leverage blockchain technology, notably through RippleNet and On-Demand Liquidity (ODL), to offer competitive exchange rates across over 40 countries and 20 currencies. Flash Payments is a regulated entity, holding an ASIC Australian Financial Services Licence (AFSL) and is registered with AUSTRAC for payment reporting obligations.

Flash Payments distinguishes itselft by providing  blockchain-powered international money transfers, leveraging its partnership with RippleNet and utilising its On-Demand Liquidity (ODL) service. We facilitate fast, low-cost cross-border payments with competitive FX rates, virtual accounts, and advanced Artificial Intelligence & Machine Learning( AI/ML) for fraud detection. We ensure secure and compliant transactions for businesses globally.

Flash Payments adheres to the industry best practices for information security by developing and continuously improving our policies, procedures, and controls. We strive to safeguard the confidentiality and integrity of the data handled on our platform, ensuring that information is accessible only to authorised individuals based on a strict need-to-know basis.

To maintain and enforce the effective information security policies and procedures, Flash Payments implemented the Information Security Management System (ISMS) following the requirements of the internationally recognised standard ISO/IEC 27001:2022. In June 2024, we achieved the official certification for this standard by MSECB, an international IAS-accredited Management System Certification Body that complies with ISO/IEC 17021 requirements for bodies providing audit and certification of management systems. 

As part of the ISMS implementation and certification process, Flash Payments confirmed its commitment to:

  • having the established roles, responsibilities, and competencies in the field of Information Security
  • communicating Information Security policies and objectives throughout the company on a regular basis
  • timely responding to Information Security threats in a professional manner
  • proactively assessing and managing security risks to minimise their potential or prevent the threats altogether
  • reporting and addressing all identified security issues accordingly

Flash Payments is also dedicated to continuously improving the ISMS and assessing our progress through clearly defined security objectives. Finally, to protect individuals' rights and freedoms regarding the processing of their personal data and ensure compliance with the European Union's General Data Protection Regulation (GDPR), Flash Payments has put in place suitable organisational and technical measures.

  • Regulatory Compliance: As a Licensed ASIC AFSL and AUSTRAC registered entity, we comply with strict financial regulations, including Anti-Money Laundering (AML) and Know Your Customer (KYC) protocols

Flash Payments is licensed by ASIC under AFSL number 480834, authorizing us to provide general advice and deal in foreign exchange and non-cash payment products for retail and wholesale clients. We’re also registered with AUSTRAC as an international remittance dealer (100512731) and digital currency exchange provider (IND100512731-001), ensuring compliance with AML/CTF laws.

In 2023, we achieved Tier 2 BECS processing membership, securing our own unique BSB range (370-XXX) within the Australian payments system.

Flash Payments strategically uses blockchain technology by integrating with RippleNet and leveraging their On-Demand Liquidity (ODL)service. This enables the real-time gross settlement of cross-border payments using the digital asset XRP, significantly reducing the time and cost associated with traditional international transfers.

Flash Payments is a crucial strategic partner of Ripple in Australia and was the first company in the country to partner with Ripple. We utilise their RippleNet network and their On-Demand Liquidity (ODL) solution to power our international money transfer services, enabling faster, more efficient, and cost-effective cross-border payments for our B2B and B2E clients.

Flash Payments supports transactions involving more than 30 countries and 17 different currencies. Our platform is designed to provide comprehensive international money transfer capabilities for businesses and institutions worldwide, with competitive exchange rates.

Flash Payments offers competitive exchange rates and transaction fees by leveraging its proprietary FX liquidity engine and utilising blockchain technology (RippleNet/ODL) to reduce intermediary costs and settlement times. Our transparent pricing ensures that there are no hidden charges for our clients.

lash Payments is a reliable choice due to its regulatory compliance (ASIC, AUSTRAC), ISO 27001:2022 certification, advanced security protocols (AI/ML fraud detection), blockchain-powered efficiency (RippleNet/ODL), and status as a Tier 2 BECS processing member. We provide a robust and secure platform for high-volume international and domestic business transactions.

  • Secure Infrastructure: Our platform features robust security measures, including Two-Factor Authentication (2FA), Passkeys, IP Allow Listing, and cryptographic signatures for webhooks, to protect client accounts and API integrations

Yes, Flash Payments utilises modern AI (Artificial Intelligence) and ML (Machine Learning) technologies to enhance its offerings significantly. These technologies are crucial for implementing robust fraud detection protocols and enhancing data quality across our payment platforms, thereby ensuring safer and more efficient transactions.

Advanced AI/ML Technologies: We utilise modern AI and Machine Learning for enhanced fraud detection and data quality protocols

Flash Partners Pty Ltd (ABN 30 607 885 941) is regulated by the Australian Securities and Investments Commission (ASIC) as the holder of an Australian Financial Services Licence No 480834. We’re a registered independent remittance dealer and digital currency exchange provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), IND100512731-001. The information provided by Flash Partners on this website contains general advice. This advice has been prepared without taking your personal objectives, financial situation or needs into account. Before acting on this general advice, you should consider the appropriateness of it having regard to your personal objectives, financial situation and needs. You should obtain and read our Product Disclosure Statement (PDS) before making any decision to acquire any financial product referred to. @Flash Payments 2025.