FX and cross-border payments, enabled for your advisory — for your clients.

A single platform to price, execute and oversee international payments for your clients — with client-level separation, reporting and compliance built in. There's no software to build, and your firm's brand stays front and centre.

Where Flash Manage sits

Flash Manage is built on trusted financial infrastructure used by financial institutions.

  • Onboarding

    Onboard your whole advisory business or group, with your underlying clients managed beneath it.

  • Pricing

    Agree a fixed FX margin (%) for your business and your clients up front, applied consistently across transactions of any size.

  • Execution

    Execute FX transfers on behalf of your clients, or give them access to the managed platform to execute their own.

  • Reporting & distributions

    Consolidated reporting, downloadable trade confirmations, and reconciliation across every client account.

  • Multi-client management

    Manage multiple client accounts from one platform, with clear separation between each client's activity.

  • Dedicated support

    Every advisory group gets a dedicated account manager, plus personalised support.

Also part of the Flash family:

Built for advisory firms

For advisers who want to offer foreign exchange and cross-border payments to their clients under their own brand — without becoming a payments company.

Financial advisers & groups

Offer FX as part of your service; execute on behalf of clients or let them self-serve via the managed platform.

Wealth managers

Manage multi-currency client needs alongside the rest of the portfolio, in one place.

Family offices

Coordinate cross-border payments for multiple entities and beneficiaries with clear separation.

From onboarding to live,
in four steps

  1. Step 1: Onboard your business

    We verify your advisory business, its directors and major shareholders, and align on your existing compliance processes.

  2. Step 2: Enable your clients

    Bring your clients onto the platform through your own unique sign-up link, or we'll assist. Flash independently verifies the identity of every client you bring on.

  3. Step 3: Set up a transfer

    You execute on the client's behalf, or the client executes via the managed platform. You're notified of every transfer and its progress.

  4. Step 4: Track and reconcile

    Follow each payment's status in your portal and download trade confirmations as PDF at any time.

Your Brand.
Our Infrastructure.

Integrate directly, or use our managed platform. Our technology works in the background so your firm’s brand stays front and centre with your clients, while we handle the rails, settlement and compliance underneath.

Build once.
Scale without limits.

GraphQL API with JSON data exchange. Full sandbox access included. Webhook-driven notifications for every event. Two integration paths: full API or managed UI.

GraphQL

Typed schema, JSON exchange. Query exactly what you need in a single round-trip.

Sandbox

A full test environment to build and validate flows before you go live.

Sub-client

Manage multiple clients under one account, each isolated with its own controls.

Webhooks

Real-time event notifications, cryptographically signed, for every payment state change.

Trusted by Australia's most innovative companies

Flash Payments have cleverly combined ground breaking technologies and a fresh, innovative approach to an age old transactional service. There are so many benefits that flow from this high tech approach – but it isn't these attributes that we value the most. The stand out differentiator for us is the “client service”.

Nicolas and his team have brought Swiss Private Bank style service to our clients, making them feel like they are dealing with an expert, “six star” concierge. This transforms and elevates the client experience and is in complete harmony with how we endeavour to deal with our clients.

Mark Minchin, Managing Partner, Minchin Moore Private Wealth Advisers
Minchin Moore logo on an office wall

Regulation

AUSTRAC IND100512731-001

Registered with AUSTRAC as an independent remittance dealer and digital currency exchange provider.

ASIC AFSL 480834

Flash Partners Pty Ltd holds Australian Financial Services Licence No. 480834, regulated by ASIC.

Trust

ISO/IEC 27001:2022 certified by MSECB

ISO 27001:2022

Certified to ISO/IEC 27001:2022 by MSECB, covering the infrastructure and platform behind Flash's online payment services.

Ready to offer FX under your own brand?

Talk to our team and we'll walk your advisory through onboarding and the documentation involved.

Partner with us

Frequently Asked Questions

Is the exchange rate margin fixed for all transactions?

Yes. You agree a fixed margin (%) with Flash for your business and your underlying clients during sign-up. The margin stays the same for transactions of any size.

Do we get individual trade confirmations after each transaction?

Yes. Once a transfer has been finalised, its trade confirmation is available in your portal and can be downloaded as a PDF at any time.

What is the onboarding process for our advisory group?

Contact our team to get started. Every business is different, so we talk through the documentation with you as you go. We need to identify your business, its directors and major shareholders, and to understand your own compliance and verification processes.

How do we onboard a client, and what documentation is required?

To verify each client’s identity, we ask for certain documentation. You can bring clients on through your own sign-up link, or we can help with onboarding.

For individuals:

  • Full name
  • Residential address
  • Email address and mobile phone number
  • Date of birth
  • Photo ID (for example a driver’s licence or passport)
  • Recent proof of address (for example a bank statement or utility bill)

For companies, the details above for each director and major shareholder, plus:

  • Full legal name of the entity
  • ABN or ACN
  • ASIC registration or company extract
Does Flash run its own KYC checks on clients we onboard?

Yes. Flash independently verifies the identity of every client you bring on. We expect your advisory has already completed its own initial KYC checks on your clients, and in some cases we may ask for additional identity documents.

Can the client make a transfer themselves through the platform?

Yes. Once you have onboarded a client, you can give them access to the managed platform to set up their own transfer. When a client sets up a transfer, you are always notified of the transfer and its progress by email, and you can also log in to track it online.

Can the adviser create a transfer for a client?

Yes. Advisers can create and track transfers for their clients in their portal.

Will you keep us informed about the progress of payments?

Yes. You can check the status of any payment at any time by logging in to your portal, and we email you whenever a payment’s status changes.

What if we need help outside normal business hours?

Every advisory group has a dedicated account manager you can contact at any time. Our online chat is also staffed by people throughout the day.

What are the benefits of Flash Manage for my advisory?

Flash Manage lets your advisory offer FX and cross-border payments as part of its service, under your own brand, without becoming a payments company.

  • Your brand stays in front. Your clients deal with your advisory, while Flash handles the rails, settlement and compliance underneath.
  • Fixed pricing. You agree a fixed FX margin up front, applied consistently across transactions of any size.
  • One place to work. Consolidated reporting, downloadable trade confirmations and reconciliation across every client account.
  • Support. A dedicated account manager for your advisory group.
What are the benefits for my clients?

Your clients can send money overseas through your advisory. You can create transfers for them, or give them access to the managed platform to set up their own. A fixed FX margin is agreed up front and applies to transfers of any size, and every finalised transfer has a trade confirmation available as a PDF.

What is Flash Manage, and how does it help advisers?

Flash Manage is a white-label FX and cross-border payment platform for Australian financial advisers, wealth managers and family offices, from Flash Payments. Advisers use it to price, execute and oversee international payments for their clients under their own brand, with consolidated reporting, downloadable trade confirmations and reconciliation across every client account.

How does Flash Manage help advisers manage client payments?

Flash Manage keeps the payment workflow in one place. You onboard your advisory business and its clients, agree a fixed FX margin, create transfers for clients or give them access to create their own, then track and reconcile every payment across client accounts. You are notified of each transfer and its progress.

How does Flash Manage help with payment reconciliation?

Flash Manage gives advisers consolidated reporting and reconciliation across every client account, so payments can be matched to the right client in one place. Each finalised transfer has a trade confirmation you can download as a PDF, and you can follow the status of every payment in your portal.

Can Flash Manage handle payments in multiple currencies?

Yes. Flash Manage supports FX and cross-border payments in 30+ currencies, and advisers can track and reconcile payments across currencies in one platform.

How secure is Flash Manage?

Flash Payments’ information security management system is certified to ISO/IEC 27001:2022, audited by MSECB, an IAS-accredited certification body. The certification covers the cloud infrastructure, payment platform, databases and applications behind Flash’s online payment services. Flash Partners Pty Ltd holds Australian Financial Services Licence No. 480834 and is registered with AUSTRAC as an independent remittance dealer and digital currency exchange provider.

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