A complete local payments solution, fully automated and ready to grow with you. Collect locally, pay out in real time, make international payments and give every client their own payment identity, all delivered through a single API.
A complete payment infrastructure connecting your platform to the rails that matter.
Benefit from faster settlement speeds and lower transaction costs by connecting into a framework that combines traditional and blockchain settlement services to support real-time payments to and from Australia.
30+ countries 
Create and provision virtual account numbers instantly, each uniquely addressable and tied to real-time BSB infrastructure. Issue VANs in the name of what matters most: your customers.
Own BSB 370-XXXSub-accounts 
Accept and facilitate local payments with ease, automating the collection and reconciliation of every collection and payout. Built on Australia's real-time payment rails.
NPP real-timeDirect Entry 
Hold and convert balances between multiple currencies.
30+ currenciesFlexible funding optionsReal-time FX 
Save on unnecessary FX conversion fees. Convert or hold funds in multiple balances and reduce the impact of currency fluctuations.
Hold multi-currency balances and settle directly to Australian beneficiaries in AUD instantly, via local payment rails.
Go local in multiple markets without the cost and complexity of managing separate bank accounts.
Hold funds in your preferred currencies and settle on your terms, giving you full control over your global cash flow.
Savings depend on transaction types and individual currency pairs; market conditions fluctuate.
PayID, Osko and NPP are often confused. They work together, but each sits at a different layer of Australia's real-time payments stack.
New Payments Platform — the core infrastructure layer enabling fast account-to-account payments across Australia, 24/7.
A payment service built on top of the NPP, enabling near-instant bank-to-bank transfers between participating institutions.
An addressable payment identifier — a phone number, email or ABN — linked to a bank account and used to receive Osko (NPP) payments.
Think of NPP as the road network, Osko as the fast lane, and PayID as your street address.
Minimise payment friction, with no middle or back office overhead, and savings passed directly to you and your customers.
Own dashboards, ongoing monitoring and reporting built in. Full user interaction tracking at every level.
No need for expensive server setups. Fully cloud-native, elastic, and resilient by design.
Multi-divisional currency matching across traditional and blockchain corridors for optimal execution.
Embedded compliance engine with real-time AML and sanction screening, regulatory reporting capabilities, and AUSTRAC-aligned event logging.
ISO 27001:2022-certified. EV 2048-bit encryption, event-based alerting, IP whitelisting, Passkeys, and 2FA throughout.
Integrate directly to API or leverage no-code platform. Our powerful technology works in the background to help you stay in control of your brand.
GraphQL API with JSON data exchange. Full sandbox access included. Webhook-driven notifications for every event. Two integration paths: full API or managed UI.
Typed schema, JSON exchange. Query exactly what you need in a single round-trip.
A full test environment to build and validate flows before you go live.
Manage multiple clients under one account, each isolated with its own controls.
Real-time event notifications, cryptographically signed, for every payment state change.
Every integration is scoped to your use case. Talk to our team and we'll map the fastest path to live for your business.
Talk to our teamPowering payments infrastructure across industries that move money at scale.
Embed real-time local and cross-border rails directly into your payment platform.
Launch account and payments products in Australia without the need for your own infrastructure.
Automate supplier payouts and multi-currency FX settlement across 30+ corridors.
Bridge digital assets to Australian payment rails with NPP and SWIFT connectivity.
Offer competitive FX rates and real-time delivery to recipients in 30+ countries.
Settle client funds and manage multi-currency portfolios with institutional-grade controls.
Common questions about Flash Connect's payments infrastructure.
Flash Connect is Flash Payments’ blockchain-powered platform designed for institutional and enterprise B2B international money transfers. Built on RippleNet, it delivers fast, low-cost cross-border payments with competitive FX rates. The platform offers virtual accounts, local collection and distribution, and GraphQL-based APIs for seamless integration with business systems, streamlining complex payment workflows.
Flash Connect is specifically designed for institutional clients, large enterprises, non-bank financial institutions, and payment service providers that require efficient, compliant, and high-volume international and local payment capabilities. It serves as a comprehensive payment gateway delivering global payment services.
Key features of Flash Connect include:
Flash Connect supports multi-currency Master Accounts, allowing clients to hold, exchange, and convert funds between various currencies in real-time. This feature can be accessed via the "Accounts" or "Conversions" page, offering flexibility for international operations and efficient foreign exchange (FX) management.
Yes, Flash Connect provides a Bulk CSV Withdrawals feature that enables institutional clients to create and manage multiple payouts simultaneously. You can upload a CSV file containing details for up to 10,000 international or local payouts in a single batch, significantly enhancing efficiency for high-volume transactions.
Flash Connect offers robust Access Control Levels (ACLs) to manage user permissions within an organisation:
Flash Connect imposes no restrictions on the number of users that can be added to an organisation and client account.
Flash Connect secures transactions with ISO 27001:2022-certified processes, blockchain encryption via RippleNet, and real-time AI/ML-powered fraud detection. It complies with AUSTRAC reporting obligations and ASIC regulations, ensuring safe and compliant global B2B payments. API security features, such as token expiry and cryptographic webhook signatures, complement it.
Yes, Flash Connect provides Instant Local Australian Deposit (Pay-in) through dedicated Australian BSB and Virtual Account Numbers (VANs), with funds typically reflected immediately. Local Australian Withdrawals (payouts) are also instant for standard payouts. For FX payments, direct entry via the classic Australian payment system is used, typically taking 0 to a few hours.
Flash Connect offers a modern alternative to traditional services by providing a proprietary FX liquidity engine and leveraging blockchain (RippleNet/ODL). This results in faster, more cost-effective, and transparent international payment solutions, alongside robust compliance and automated reconciliation capabilities, often surpassing the speed and complexity of legacy systems.
To get started with Flash Connect, you typically need to:
Yes, Flash Payments provides Confirmation of Payee (CoP), enabled by default for all our institutional clients at no extra cost when paying to Australia. Developed by the Australian Payments Plus (AP+), CoP verifies payee details in real time to prevent fraud and errors, helping us reduce scams across Australia.
Our team is always on hand to answer your questions or help get you started. Send us an email - we’d love to hear from you
Flash Partners Pty Ltd (ABN 30 607 885 941) is regulated by the Australian Securities and Investments Commission (ASIC) as the holder of an Australian Financial Services Licence No 480834. We’re a registered independent remittance dealer and digital currency exchange provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), IND100512731-001. The information provided by Flash Partners on this website contains general advice. This advice has been prepared without taking your personal objectives, financial situation or needs into account. Before acting on this general advice, you should consider the appropriateness of it having regard to your personal objectives, financial situation and needs. You should obtain and read our Product Disclosure Statement (PDS) before making any decision to acquire any financial product referred to. ©Flash Payments 2026.
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